The Ghostwriter has looked into the role of student loans in financing college education, in terms of how loans work, the ramifications of taking them out, how the school educates students about these loans, and current and recently graduated students' perspectives.

This article is an additional part of the recent three-part series on the upcoming teacher union negotiations. Part 1 summarizes previous negotiation talks and the paradox found between Westford's recent accomplishments in the face of below average school statistics such as the per pupil expenditure. Part...